Pengaruh Perceived Values terhadap Purchase Intention di Perbankan Syariah pada Warga Muhammadiyah di Ponorogo

Dwi Warni Wahyuningsih, Suryaningsih Suryaningsih, Hadi Sumarsono

Abstrak


Peningkatan perekonomian di Indonesia tidak lepas dari sektor perbankan. Salah satu perbankan yang ada di Indonesia adalah perbankan syariah. Perbankan syariah dapat menjadi pilihan perbankan bagi penduduk yang mayoritas beragama Islam termasuk warga Muhammadiyah di Ponorogo. Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh pengaruh Functional Value, Social Value, Personal/Emotional Value terhadap purchase intention di perbankan syariah pada warga Muhammadiyah di Ponorogo. Data yang diambil dengan metode kuisoner dengan 100 responden warga Muhammadiyah yang menggunakan produk perbankan syariah yang berada di wilayah Ponorogo. Penelitian ini menggunakan metode non probablity sampling yaitu snow ball  sampling, metode analisis data menggunakan regresi linear berganda yang mana hasilnya Y = 2,326 + 0,176 X1+ 0,748X2 + 0,590X3 + e. Nilai koefisian korelasi ( R ) 80,5% membuktikan bahwa keterkaitan antar variabel independent dengan variabel dependent dinyatakan kuat.

Kata Kunci: Functional Value, Social Value, Personal/Emotional Value, Purchase Intention.


Teks Lengkap:

PDF

Referensi


Amin, S., & Tarun, T. (2020). Effect of consumption values on customers ’ green purchase intention?: a mediating role of green trust. Social Responsibility Journal, October. https://doi.org/10.1108/SRJ-05-2020-0191

Annafik, A. F., & Rahardjo, M. (2012). Analisis Pengaruh Kualitas Produk, Harga, Dan Daya Tarik Iklan Terhadap Minat Beli Sepeda Motor Yamaha. Bisnis Intelejen, 1–68.

Asgarpour, R., Hamid, A. B. A., & Sulaiman, Z. (2014). Perceived Value Review on A Customer and Its Main Components. GATR Global Journal of Business Social Sciences Review, 2(2), 01–09. https://doi.org/10.35609/gjbssr.2014.2.2(1)

Awuni, J. A., & Du, J. (2016). Sustainable Consumption in Chinese Cities: Green Purchasing Intentions of Young Adults Based on the Theory of Consumption Values. Sustainable Development, 24(2), 124–135. https://doi.org/10.1002/sd.1613

Chintia Pramesti, I. A., & Rahanatha, G. B. (2018). Peran Brand Image Memediasi Pengaruh Word of Mouth (Wom) Terhadap Niat Beli Konsumen. E-Jurnal Manajemen Universitas Udayana, 8(1), 113.

https://doi.org/10.24843/ejmunud.2019.v08.i01.p05

Curvelo, I. C. G., Watanabe, E. A. de M., & Alfinito, S. (2019). Purchase intention of organic food under the influence of attributes, consumer trust, and perceived value. Revista de Gestao, 26(3), 198–211. https://doi.org/10.1108/REGE-01- 2018/0010

Dedeo?lu, B. B., Bal?kç?o?lu, S., & Küçükergin, K. G. (2016). The Role of Tourists?' Value Perceptions in Behavioral Intentions: The Moderating Effect of Gender. Journal of Travel and Tourism Marketing, 33(4), 513–534. https://doi.org/10.1080/10548408.2015.1064062

Filz, J., Blomme, R. J., & Van Rheede, A. (2016). The marketing value of CSR initiatives and potential brand equity, taste perception, and emotional value. Advances in Hospitality and Leisure, 12, 99–117. https://doi.org/10.1108/S1745-354220160000012006

Gonçalves, H. M., Lourenço, T. F., & Silva, G. M. (2016). Green buying behavior and the theory of consumption values: A fuzzy-set approach. Journal of Business Research, 69(4), 1484–1491. https://doi.org/10.1016/j.jbusres.2015.10.129

Han, L., Wang, S., Zhao, D., & Li, J. (2017). The intention to adopt electric vehicles: Driven by functional and non-functional values. Transportation Research Part A: Policy and Practice, 103, 185–197. https://doi.org/10.1016/j.tra.2017.05.033

Handayani, P., Faizah, I., & Rosid, M. A. (2020). MODEL GERAKAN DAKWA KEAGAMAAN MUHAMMADIYAH: Studi Etnografi di Kabupaten Sidoarjo Jawa Timur. Jurnal Sosiologi Reflektif, 15(1), 103. https://doi.org/10.14421/jsr.v15i1.1967

Hashim, N., & Syed A. Kadir, S. (2010). The effect of corporate image, customer perceived value, relationship quality and switching intention among Islamic banking customers in Malaysia / Nor Hashima Hashim, Sharifah Latifah Syed

A. Kadir. Business Management Quaterly Review, 1(4), 60–74.

Hendrawan, D., & Zorigoo, K. (2019). Trust in Website and Its Effect on Purchase Intention for Young Consumers on C2C E-Commerce Business. Jurnal Aplikasi Manajemen, 17(3), 391–399. https://doi.org/10.21776/ub.jam.2019.017.03.02

Ismayanti, N. M., & Santika, I. W. (2017). Pengaruh Celebrity Endorser, Brand Image, Kualitas Produk Terhadap Niat Beli Sepatu Olahraga Nike di Kota Denpasar. E-Jurnal Manajemen Unud, 6(10), 5720–5747.

Jamrozy, Ute, & Lawonk, K. (2017). The multiple dimensions of consumption values in ecotourism. International Journal of Culture, Tourism, and Hospitality Research, 11(1), 18–344. https://doi.org/10.1108/IJCTHR-09-

-0114

Kanzu, H. Al, & Soesanto, H. (2016). Perceived Value Terhadap Kepuasan Religius Untuk Meningkatkan Minat Menabung Ulang ( Studi Pada Bni Syariah Semarang ). Diponegoro Journal Of Management, 5(2), 1–12.

Kim, D. H., & Jang, S. C. (2014). Motivational drivers for status consumption: A study of Generation Y consumers. International Journal of Hospitality Management, 38, 39–47. https://doi.org/10.1016/j.ijhm.2013.12.003

Lutfiyah. (2021). Pengaruh Perceived Value Terhadap Purchase Intention Dan Attitude Toward Fashion Defect Product Sebagai Variabel Intervening. 1–9.

Machmud, P., Rahayu, A., Wibowo, L. A., & Hendrayati, H. (2021). The Influence of Perceived Value to Purchase Intention: Evidence of Maliqa Product in PT. Alghaniy Faza Utama. Proceedings of the 5th Global Conference on Business, Management and Entrepreneurship (GCBME 2020), 187(Gcbme 2020), 394–

https://doi.org/10.2991/aebmr.k.210831.078

Mohd. Suki, N., & Mohd Suki, N. (2015). Consumption values and consumer environmental concern regarding green products. International Journal of Sustainable Development and World Ecology, 22(3), 269–278. https://doi.org/10.1080/13504509.2015.1013074

O’Cass, A., & Siahtiri, V. (2013). In search of status through brands from western and asian origins: examining the changing face of fashion clothing consumption in chinese young adults. Journal of Retailing and Consumer Services, 20(6), 505–515. https://doi.org/10.1016/j.jretconser.2013.05.005

Park, J., Hyun, H., & Thavisay, T. (2021). A study of antecedents and outcomes of social media WOM towards luxury brand purchase intention. Journal of Retailing and Consumer Services, 58(July 2020), 102272. https://doi.org/10.1016/j.jretconser.2020.102272

Peng, L., Zhang, W., Wang, X., & Liang, S. (2019). Moderating effects of time pressure on the relationship between perceived value and purchase intention in social E-commerce sales promotion: Considering the impact of product involvement. Information and Management, 56(2), 317–328. https://doi.org/10.1016/j.im.2018.11.007

Persaud, A., & Schillo, S. R. (2017). Purchasing organic products: role of social context and consumer innovativeness. Marketing Intelligence and Planning, 35(1), 130–146. https://doi.org/10.1108/MIP-01-2016-0011

Petrick, J. F. (2002). Development of a multi-dimensional scale for measuring the perceived value of a service. Journal of Leisure Research, 34(2), 119–134. https://doi.org/10.1080/00222216.2002.11949965

Pratiwi, A. C., & Dwiyanto, B. M. (2021). Pengaruh Perceived Value Terhadap Purchase Intention Digital Music Streaming Services Dengan Satisfaction Sebagai Variabel Intervening (Studi pada Aplikasi Joox dan Spotify). 3(1).

Puteh, A., Rasyidin, M., & Mawaddah, N. (2018). Islamic banks in indonesia: Analysis of efficiency. Emerald Reach Proceedings Series, 1, 331–336. https://doi.org/10.1108/978-1-78756-793-1-00062

Rana, J., & Paul, J. (2017). Consumer behavior and purchase intention for organic food: A review and research agenda. Journal of Retailing and Consumer Services, 38(June), 157–165. https://doi.org/10.1016/j.jretconser.2017.06.004

Rasoolimanesh, S. M., Dahalan, N., & Jaafar, M. (2016). Tourists’ perceived value and satisfaction in a community-based homestay in the Lenggong Valley World Heritage Site. Journal of Hospitality and Tourism Management, 26, 72– 81. https://doi.org/10.1016/j.jhtm.2016.01.005

Saidani, B., Muztahid, M. S., & Haro, A. (2017a). the Influence of Perceived Quality, Brand Image, and Emotional Value Towards Purchase Intention of Consina Backpack. JRMSI - Jurnal Riset Manajemen Sains Indonesia, 8(1), 1–19. https://doi.org/10.21009/jrmsi.008.1.01

Saidani, B., Muztahid, M. S., & Haro, A. (2017b). The Influence of Perceived Quality, Brand Image, and Emotional Value Towards Purchase Intention of Consina Backpack. JRMSI - Jurnal Riset Manajemen Sains Indonesia, 8(1), 1–19. https://doi.org/10.21009/jrmsi.008.1.01

Setiawan, I. (2020). Analisis Peran Perbankan terhadap Pertumbuhan Ekonomi di Indonesia: Bank Syariah Versus Bank Konvensional. JURNAL AKUNTANSI, EKONOMI Dan MANAJEMEN BISNIS, 8(1), 52–60.

https://doi.org/10.30871/jaemb.v8i1.1649

Shaban, M., Duygun, M., Anwar, M., & Akbar, B. (2014). Diversification and banks’ willingness to lend to small businesses: Evidence from Islamic and conventional banks in Indonesia. Journal of Economic Behavior and Organization, 103, S39–S55. https://doi.org/10.1016/j.jebo.2014.03.021

Shandy Utama, A. (2018). Sejarah dan Perkembangan Regulasi Mengenai Perbankan Syariah Dalam Sistem Hukum Nasional Di Indonesia. Jurnal Wawasan Yuridika, 2(2), 187. https://doi.org/10.25072/jwy.v2i2.180

Shandy Utama, A. (2020). Good Corporate Governance Principles in Indonesian Syariah Banking. International Journal of Law and Public Policy, 2(1), 8–13. https://doi.org/10.36079/lamintang.ijlapp-0201.86

Simatupang, H. B. (2019). Peranan perbankan dalam meningkatkan perekonomian indonesia. JRAM (Jurnal Riset Akuntansi Multiparadigma), 6(2), 136–146. https://jurnal.uisu.ac.id/index.php/JRAM/article/view/2184%0Ahttps://jurnal

.uisu.ac.id/index.php/JRAM/article/viewFile/2184/1510

Singh, A., & Verma, P. (2017). Factors influencing Indian consumers’ actual buying behaviour towards organic food products. Journal of Cleaner Production, 167, 473–483. https://doi.org/10.1016/j.jclepro.2017.08.106

Sweeney, J. ., & Soutar, G. N. (2001). Consumer perceived value: The development of a multiple item scale. Journal of Retailing, 77(2), 203–220. https://doi.org/10.1108/ITSE-06-2016-0017

Teng, H. J., Ni, J. J., & Chen, H. H. (2018). Relationship between e-servicescape and purchase intention among heavy and light internet users. Internet Research, 28(2), 333–350. https://doi.org/10.1108/IntR-10-2016-0303

Toufani, S., Stanton, J. P., & Chikweche, T. (2017). Marketing Intelligence & Planning Article information?: The importance of aesthetics on customers ’ intentions to purchase smartphones. Marketing Intelligence & Planning, 35(3), 316–338.

Utami, W. (2020). Peran Pemoderasi Tekanan Waktu Hubungan Antara Nilai Fungsional Dan Nilai Emosional Terhadap Niat Beli Produk Flash Sale. Jurnal Menara Ekonomi?: Penelitian Dan Kajian Ilmiah Bidang Ekonomi, 6(3), 115– 125. https://doi.org/10.31869/me.v6i3.2115

Watanabe, E. A. de M., Alfinito, S., Curvelo, I. C. G., & Hamza, K. M. (2020). Perceived value, trust and purchase intention of organic food: a study with Brazilian consumers. British Food Journal, 122(4), 1070–1184. https://doi.org/10.1108/BFJ-05-2019-0363

Widodo, T., & Krisma Maylina, N. L. P. (2022). The mediating role of perceived value and social media word-of-mouth in the relationship between perceived quality and purchase intention. Jurnal Manajemen Dan Pemasaran Jasa, 15(1), 49–68. https://doi.org/10.25105/jmpj.v15i1.9468

Wong, K. H., Chang, H. H., & Yeh, C. H. (2019). The effects of consumption values and relational benefits on smartphone brand switching behavior. Information Technology and People, 32(1), 217–243. https://doi.org/10.1108/ITP-02-

-0064

Yanti, E. M. (2021). Analisis Profitabilitas Bank Syariah BUMN Pasca Merger dan Kesadaran Masyarakat terhadap Produk Perbankan Syariah pada Masa Pandemi Covid-19. Jurnal Ekobismen, 1(2).

Zahra, S. F., Ascarya, A., & Huda, N. (2018). Stability Measurement of Dual Banking System in Indonesia: Markov Switching Approach. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 10(1), 25–52. https://doi.org/10.15408/aiq.v10i1.5867




DOI: https://doi.org/10.47647/jeko.v5i2.3184

Refbacks

  • Saat ini tidak ada refbacks.


##submission.license.cc.by-sa4.footer##

Indexed by:

 
  

     

  
 

All papers published in Universitas Jabal Ghafur are licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.